We don’t fit your plan to our solutions; we create solutions for your plan.
RHI’s Defined Contribution practice has been a cornerstone of our business from day one. Our experts provide full-service customizable solutions including 401(k) plan design, recordkeeping, compliance and participant management. Our organizational processes and always-current technology allow us to serve any kind of client, from startups to organizations with thousands of participants.
Our key plan administration responsibilities and procedures include:
- Recordkeeping and administration services
- Storage and management of plan and participant-level account information
- Receipt and processing of participant initiated requests (loans, distributions, transfers, deferral rate changes, etc.)
- Transmission of trades and disbursement requests to independent custody provider
- Compliance testing and reporting
Advantages of our integrated plan administration model include:
- Objectivity
- Independence
- Best-in-Class Expertise
- Flexibility
- Transparency
- Accountability
- Open Architecture Fund Selection
Our Defined Contribution Services are built for many different kinds of DC plans, including:
- 401(k) plans with or without employer matching contributions
- Traditional, integrated, age-weighted or new comparability profit sharing plans
- Money purchase, target benefit, cash balance and floor-offset pension plans
- Employee stock ownership plans (ESOP) and employee stock purchase plans (ESPP)
- 403(b) annuity and 457 governmental plans
- Non-qualified deferred compensation plans
- Traditional balance forward and daily valuation services